Privacy Policy
Last Updated: March 2026
At Hub Budget, we value your trust and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and share your data when you use our financial services and website.
1. What Data We Collect
We collect information that identifies you, such as your name, email address, and phone number. When you use our budgeting tools, we may also collect financial data, including transaction history and account balances, to provide you with accurate reports and engineered financial automations.
2. How We Use Your Data
We use your data to deliver our budget services, personalize your budgeting strategy, and manage your account. This includes processing transactions, generating financial reports, sending service updates, and improving our digital tools to better serve your budget needs.
3. Cookies and Tracking
Hub Budget uses cookies and similar tracking technologies to enhance your experience. These tools help us remember your preferences, analyze site traffic, and understand how you interact with our platform. You can manage your cookie settings through your browser at any time.
4. Sharing Data with Third Parties
We do not sell your personal information. We may share data with trusted third-party service providers who assist us in operating our website and conducting our business, provided they agree to keep this information confidential and secure.
5. Data Security
We implement industry-standard security measures, including encryption and secure servers, to protect your data from unauthorized access or disclosure. While no system is 100% secure, we continuously monitor and update our security protocols.
6. Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, or resolve disputes. When data is no longer needed, it is securely deleted or anonymized.
7. User Rights
You have the right to access, correct, or request the deletion of your personal data. You may also opt-out of marketing communications at any time. To exercise these rights, please contact us using the information provided below.
8. Children’s Data
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected such data, we will take immediate steps to remove it.
9. California Privacy Rights (CCPA, CPRA & CalOPPA)
California residents have additional rights under the CCPA and CPRA, including the right to access, delete, and correct their personal data. You also have the right to opt-out of the sale or sharing of your information and to limit the use of sensitive personal data. To exercise these rights, please contact us using the details provided in Section 10.
While we do not sell your personal information in the traditional sense, we may share it with partners for business purposes as described in this policy. Additionally, per CalOPPA, please note that we do not currently respond to Do Not Track (DNT) browser signals. However, you can manage your tracking preferences through your browser's cookie settings.
10. Contact Us
If you have any questions about this Privacy Policy or our data practices, please reach out to us:
Hub Budget LLC
2501 Chatham Road #4042
Springfield, IL 62704
Email: info@hubbudget.com